Welcome to Savingplans.live. By accessing or using our website, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully. If you do not agree to these terms, please do not use our website.

1. Acceptance of Terms

By using Savingplans.live, you confirm that you are at least 18 years old and legally capable of entering into this agreement. If you continue to browse or use this website, you are agreeing to follow and be bound by these Terms & Conditions.

2. Purpose of the Website

Savingplans.live provides general information, tips, blogs, and educational content related to finance, lifestyle, and wellness.
We do not provide financial, legal, investment, tax, or professional advice.
All content is for informational and educational purposes only.

3. No Professional or Financial Advice

All information on this site is based on research, opinions, or general knowledge.
Before making financial decisions, consult with a certified financial advisor, tax consultant, or professional.
Savingplans.live is not responsible for any decisions or actions taken based on the content of this website.

4. Use of Website Content

All content on Savingplans.live—including articles, images, designs, graphics, text, and logos—is the property of the website (unless otherwise stated).

You may not:

• Copy, reproduce, or distribute content without permission
• Use our content for commercial purposes
• Modify or republish our blog content without credit or authorization

You may:

• Share links to our articles
• Use short excerpts with proper credit and backlink

5. User Responsibilities

By using our website, you agree not to:

• Engage in any illegal, harmful, or disruptive activities
• Attempt to hack, disrupt, or damage the website
• Upload harmful files such as viruses or malware
• Use automated tools (bots/scrapers) to extract data

6. Third-Party Links

Savingplans.live may contain links to third-party websites, products, or services.
We do not control or endorse these external websites and we are not responsible for:

• Their content
• Their policies
• Purchases made on those websites

You access third-party links at your own risk.

7. Affiliate Disclosure (If Applicable)

Savingplans.live may partner with affiliate networks or sponsors. Some links may be affiliate links, meaning we may earn a commission at no extra cost to you.

This helps support the website and allows us to continue providing free content.

8. Data Collection & Privacy

Your use of this website is also governed by our Privacy Policy.
We may collect:

• Basic analytics data
• Voluntary information you provide through forms
• Cookies to improve user experience

We do not sell or misuse your personal data.

9. Limitation of Liability

Savingplans.live is not liable for:

• Losses, damages, or issues resulting from your use of the site
• Financial losses from decisions based on our content
• Errors, omissions, or outdated information

All use of this website is at your own risk.

10. Changes to Terms

We may update these Terms & Conditions at any time without prior notice.
Changes will be posted on this page with an updated date.
Continued use of the website after changes means you accept the updated terms.

11. Termination of Access

We reserve the right to:

• Block users
• Remove comments or misuse
• Restrict access to part or all of the website
  at our own discretion, without explanation.

12. Governing Law

These Terms & Conditions are governed by the laws of the country.
Any disputes will be handled in the appropriate courts of that jurisdiction.

13. Contact Information

If you have questions or concerns regarding these Terms & Conditions, contact us at:

Email: savingplanslive@gmail.com
Website: Savingplans.live